Let EDS-Finance increase your treatment plan acceptance rate with no additional cost.

With a new innovative approach created specifically for patients facing a dental emergency (or unplanned expense), our funding solution helps patients that don’t have enough money to pay for their treatment at the time of service.

After a quick approval in our Patient Preferred software that only requires a job and active bank account with good payment history, EDF will directly fund your practice the loan proceeds after the treatment plan invoice is received (with no cost to the dentist).

Our Funding & Payment Process

We understand the financial stress patients are facing especially during an unplanned emergency and are in place to extend a “payment plan” using an untraditional underwriting platform that focuses on the patient’s ability to pay vs. credit score.

In less than 10 seconds, we review hundreds of data points to qualify a patient for up to $2,000 to be used immediately or for their scheduled follow up visit.

Once a patient is approved, our team works with the front desk staff to get a better understanding of the treatment needed and to coordinate sending the loan proceeds to cover all or a portion of the cost for the dental services.

How It Works

Our solution can be used when you have a patient that does not fit your traditional in-house financing options or if you’re an EDS client and we’ve referred a local emergency patient directly to your practice.

In either scenario, we will directly fund the patient’s treatment plan and collect our loan amount back over time via automatic withdrawals from the patient’s bank account.

Just 3 Simple Steps:


Submit the patient's info by calling 404-596-7523


Once approved submit the treatment plan to


Setup a funding call on the day of treatment.

Interested in a steady stream of emergency patient referrals,
pre-qualified to pay for your services? Apply to be an EDS
Referral Partner.

I'm Interested
Dental Referral

Why EDS-Finance?

When we started Emergency Dental Service, we began with the goal of helping dentists treat more patients. You’re a care-giver, but you’re running a business, too. If patients can’t pay for your service, then there’s no value to the referral. So we set out to address that problem with EDS-Finance.

Whether it’s a referral from EDS or not, our solution can be used for patients that don’t fit traditional in-house financing options.

We directly fund the patient’s treatment plan and collect our loan amount back over time via automatic withdrawals from the patient’s bank account.

Already part of the network of Careington Providers?

EDS-Finance has partnered with Careington to provide an Emergency Dental Care Plan for reduced rates on common dental procedures and preventative care.

If you’re not a Careington provider, you can still refer your patients to our Emergency Dental Care Plan to help them with regular visits to your practice.

Call Us Now

We’re ready to help you get paid for the stellar care you provide.